Editorial policy

GoldC is a personal project, published under the name GoldC Team. It is not a firm, and nobody here is presented as a licensed adviser, accountant or lawyer — because none of us is. Everything on the site is educational.

Drafting is sometimes assisted by software. Every figure, rule and source is checked by a person before it is published, and the calculators themselves are written and tested by hand. Where a claim could not be verified, it is not published.

• Every rate, threshold or rule is traced to a primary source — a regulator, a government department, a standards body or an official notification — and cited with the date it was checked.
• Commercial articles may point us at a rule, but are never the basis for stating one.
• Where the rule itself is genuinely unsettled or applied inconsistently, the page says so and shows the alternatives, rather than picking one and presenting it as settled.
• Worked examples are produced by the same code as the calculator, so an example can never disagree with the tool.
• A figure that cannot be sourced is marked as an assumption or left out.

Rate- and rule-dependent pages are reviewed at least every six months, and additionally whenever the underlying rule changes. Each page shows the date it was last reviewed, and that date is only moved when something was actually checked.

These trigger an immediate review, without waiting for the six-month cycle:

• a UK Budget or HMRC announcement changing income tax, National Insurance, pensions or student loan rates, and the start of each UK tax year on 6 April (UK rates are also checked against gov.uk before each new year's figures are added)
• a change to GST on gold or on making charges
• a new Dearness Allowance order
• any PFRDA or pension-rule change affecting NPS
• an announcement from the 8th Pay Commission
• a revision to hallmarking standards

If a number here is wrong, please say so through the contact page. Reports about a figure or a rule are the most useful thing you can send.

What happens next:

• The claim is checked against its primary source.
• If it is wrong, the figure, the calculator, its test and the page's review date are all corrected together.
• If it turns out to be correct, the review date is updated to show it was re-checked.
• Where a correction changes what a page previously told people, the change is noted rather than made silently.

GoldC currently carries no advertising, no affiliate links and no sponsored content, and takes no money from jewellers, lenders or financial firms. Nothing on the site is placed or ranked because someone paid for it.

If that ever changes, this page and the privacy policy will be updated to disclose it in the same change that introduces it — not afterwards.

• It does not give financial, tax, investment or legal advice.
• It does not quote live gold or silver prices — you enter the rate yourself.
• It does not tell you what to buy, sell or hold.
• It does not collect or store what you type; the calculations run in your browser.

How each calculator actually works is set out in the methodology.